Site Map
    
    
                
    
                
        
    
    
        Blog Posts:
        
                                                - 
                        Happy Halloween!
                        
                    
- 
                        Is Now the Right Time for a Home Equity Line of Credit?
                        
                    
- 
                        The First-Time Homebuyer's Complete Guide
                        
                    
- 
                        Understanding Mortgage Closing Costs
                        
                    
- 
                        VA Loans: Your Qualification Guide
                        
                    
- 
                        A Mortgage Tax Credit That Could Save You $2,000 a Year
                        
                    
- 
                        Does Refinancing your Mortgage Make Sense?
                        
                    
- 
                        Why Buying a Duplex Makes Financial Sense
                        
                    
- 
                        The Mortgage Spread is Shrinking
                        
                    
- 
                        Tips to Get a Lower Rate on a VA Loan
                        
                    
- 
                        Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid
                        
                    
- 
                        Is it Better to Buy or Rent?
                        
                    
- 
                        Learn More about Home Renovation Loans
                        
                    
- 
                        Explaining the Mortgage Contingency Clause
                        
                    
- 
                        The Changing Tides of the Housing Market
                        
                    
- 
                        Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations
                        
                    
- 
                        A Guide to Using a Home Equity Loan for an Investment Property
                        
                    
- 
                        Why Some Veterans Choose Conventional Loans Over VA Loans
                        
                    
- 
                        The Mortgage Revolution: How AI is Shaking Things Up
                        
                    
- 
                        What's Rent-vesting and Can It Help Me Become a Homeowner?
                        
                    
- 
                        Facing Foreclosure? Here’s What You Can Do Now
                        
                    
- 
                        Should You Hold Out for Lower Interest Rates Before Buying a House?
                        
                    
- 
                        More Borrowers Are Putting 20% Down - Should You?
                        
                    
- 
                        Where Do Mortgage Lenders Get Funds for Home Loans?
                        
                    
- 
                        What Are the Financial Benefits of Owning a Home?
                        
                    
- 
                        Understanding VA Loan Occupancy Requirements
                        
                    
- 
                        Why You Should Definitely Do a Pre-Settlement Walkthrough
                        
                    
- 
                        The Pros and Cons of Buying a Historic House
                        
                    
- 
                        5 Tips for Buying a Home When Interest Rates are High
                        
                    
- 
                        Why Hazard Insurance Matters When You’re Buying a Home
                        
                    
- 
                        Am I Too Young For a Mortgage?
                        
                    
- 
                        The Pros & Cons of Buying a Foreclosure
                        
                    
- 
                        VA Loans: Your Top Questions Answered
                        
                    
- 
                        How to Challenge a Low Home Appraisal
                        
                    
- 
                        Buying a House? Don't Forget About Schools!
                        
                    
- 
                        Your Step-by-Step Guide to the Homebuying Process
                        
                    
- 
                        Understanding the Underwriting Process in Home Buying
                        
                    
- 
                        How to Know If You’re Ready to Buy a Home: Key Considerations
                        
                    
- 
                        Tips for Negotiating Home Prices
                        
                    
- 
                        5 Ways to Buy a Home With No Down Payment
                        
                    
- 
                        A Guide to Financing and Buying a Condo
                        
                    
- 
                        Unlocking the Power of Home Equity
                        
                    
- 
                        The Investment Potential of Vacation Homes
                        
                    
- 
                        3-2-1 Buydown Mortgage Loans
                        
                    
- 
                        Understanding Your Loan Estimate: A Guide for Homebuyers
                        
                    
- 
                        Your Guide to Saving for a Down Payment
                        
                    
- 
                        Your Digital Guide to Modern Homebuying
                        
                    
- 
                        Use your VA Loan Benefits to Buy a Home
                        
                    
- 
                        What to Consider When Buying Waterfront Property
                        
                    
- 
                        Why Your Credit Score Matters When Buying a House
                        
                    
- 
                        VA Home Loans: Benefits for Veterans
                        
                    
- 
                        Unlock Your Home’s Potential with a Fixed-Rate HELOC
                        
                    
- 
                        Navigating the Mortgage Pre-Approval Process: Your First Step to Homeownership
                        
                    
- 
                        FHA Gift Funds: Unlocking the Door to Your New Home
                        
                    
- 
                        Helpful Home Buying Tips
                        
                    
- 
                        Wishing Your Family a Wonderful Holiday Season 🎄🎁 🏡
                        
                    
- 
                        Higher Loan Limits for 2025 Announced
                        
                    
- 
                        Non-QM Loans: Flexible Home Financing for Self-Employed & Investors
                        
                    
- 
                        VA Jumbo Loans help Veterans buy New Homes
                        
                    
- 
                        The Inside Scoop on the Top 5 Mortgage Loan Types
                        
                    
- 
                        USDA Loans: Affordable Path to Homeownership
                        
                    
- 
                        How Long is a Mortgage Pre-approval Good For?
                        
                    
- 
                        Wishing you a Happy Thanksgiving!
                        
                    
- 
                        Key Questions to Ask Your Mortgage Lender
                        
                    
- 
                        Investing in Vacation Rentals: Luxury vs. Economy Properties
                        
                    
- 
                        Understanding Sales Price vs. Appraised Value in Real Estate
                        
                    
- 
                        Understanding Your Mortgage Statement
                        
                    
- 
                        Preparing for Your First Mortgage Payment: Key Details to Know
                        
                    
- 
                        Understanding Conventional Loans: A Guide for Aspiring Homeowners
                        
                    
- 
                        Is FHA Streamline Refinance Right for You?
                        
                    
- 
                        Happy Halloween from First Choice Mortgage Co.
                        
                    
- 
                        Should You Buy a Condo Vacation Property?
                        
                    
- 
                        Tips for a Successful First-Time Home Buying Experience
                        
                    
- 
                        The Rise of Single Women Homeowners: Tips for Navigating the Journey
                        
                    
- 
                        Condo or Townhouse: Which One Fits Your Lifestyle?
                        
                    
- 
                        A Simple Guide to First-Time Homebuyer Programs
                        
                    
- 
                        5 Smart Strategies for Finding the Right Mortgage
                        
                    
- 
                        How Self-Employed Individuals Can Secure a Mortgage with Confidence
                        
                    
- 
                        Discover Low-Cost Mortgage Solutions for First-Time Buyers
                        
                    
- 
                        Understanding the VA Loan: How Many Times Can You Use It?
                        
                    
- 
                        Financing Options for Real Estate Investment
                        
                    
- 
                        Understanding Mortgage Rates: A Guide for First-Time Homebuyers
                        
                    
- 
                        How the Fed's Rate Cut Could Impact Your Mortgage
                        
                    
- 
                        Top Reasons to Refinance Your Home: Key Benefits to Consider
                        
                    
- 
                        Choosing the Right Mortgage Term: A Key Decision in Homeownership
                        
                    
- 
                        Refinance Your Home, Even if You Have Limited Equity
                        
                    
- 
                        Exploring VA Loans: A Path to Homeownership for Veterans
                        
                    
- 
                        A Strategic Approach to Adjustable-Rate Mortgages
                        
                    
- 
                        Home Equity Loans vs. HELOC: Which is Right for You?
                        
                    
- 
                        How High Balance Loans Can Help You Afford a Home in Expensive Markets
                        
                    
- 
                        Discover the Benefits of USDA Loans
                        
                    
- 
                        Housing Assistance Programs for Veterans
                        
                    
- 
                        Essential Guide to Home Inspections: Safeguard Your Investment
                        
                    
- 
                        A Guide to Freddie Mac CHOICERenovation Loans
                        
                    
- 
                        Buying a Home: A Helpful Guide to FHA Loans
                        
                    
- 
                        How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)
                        
                    
- 
                        Mixed-Use Property Loans
                        
                    
- 
                        Unlocking Real Estate Potential with HELOCs
                        
                    
- 
                        Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?
                        
                    
- 
                        Native American Direct Loan (NADL) Program
                        
                    
- 
                        Mortgage Options for Physicians: A Path to Homeownership
                        
                    
- 
                        Can You Afford to Buy a Vacation Home?
                        
                    
- 
                        Understanding the Importance of Home Warranties
                        
                    
- 
                        Mortgage Options For Single Parents
                        
                    
- 
                        Happy 4th of July !
                        
                    
- 
                        Mortgage Co-signers : A Strategic Partnership for Homebuyers
                        
                    
- 
                        Essential Financial Tips for Buying a Vacation Home
                        
                    
- 
                        Pros and Cons of No-Down Payment Loans
                        
                    
- 
                        Planning Your Vacation Home Purchase
                        
                    
- 
                        Building Your Dream Home: The Essential Guide to Construction Loans
                        
                    
- 
                        Why Veterans Are Winning in Today’s Housing Market
                        
                    
- 
                        How To Pay Off Your Mortgage Faster
                        
                    
- 
                        Renovate your Home with a Home Equity Loan
                        
                    
- 
                        A Veteran’s Guide to Home Loans with Bad Credit
                        
                    
- 
                        The Essential Guide to Homeowners Insurance for New Homeowners
                        
                    
- 
                        How to Buy a Home After Bankruptcy
                        
                    
- 
                        Refinancing vs. Loan Modification: Why Refinancing is the Better Choice
                        
                    
- 
                        7 Red Flags for Second Home Buyers and How to Avoid Them
                        
                    
- 
                        A Mortgage Professional's Guide to Inheriting Property
                        
                    
- 
                        Your Guide to FHA Loans: Making Homeownership Attainable
                        
                    
- 
                        Mortgage Options for Seniors Downsizing in Retirement
                        
                    
- 
                        What Is Title Insurance and Why Do I Have to Pay for It?
                        
                    
- 
                        Understanding USDA Rural Development Loans: Benefits and Eligibility
                        
                    
- 
                        A Comprehensive Guide to Protect Yourself Against Mortgage Fraud
                        
                    
- 
                        How a 5% Mortgage Can Get You Into Real Estate Investment
                        
                    
- 
                        The Importance of Debt Consolidation Home Loans
                        
                    
- 
                        Annual Mortgage Review for First-Time Buyers
                        
                    
- 
                        A Guide to Buying a Home in the U.S. for Non-U.S. Citizens
                        
                    
- 
                        Use a HELOC to Pay Off Your Mortgage Sooner
                        
                    
- 
                        The Essential Role of Mortgage Calculators when Buying a Home
                        
                    
- 
                        Buying Down the Interest Rate on your Mortgage
                        
                    
- 
                        What Closing Costs and Fees Do I Have to Pay with a VA Loan?
                        
                    
- 
                        Understanding Mortgage Prepayment Penalties
                        
                    
- 
                        Should I Sell or Rent my Home when I move?
                        
                    
- 
                        Navigating the Mortgage Approval Process as a Gig Worker
                        
                    
- 
                        The ABCs of Home Loan Options: A Guide for Teachers and Educators
                        
                    
- 
                        Embracing the Golden Years: A Guide to Buying a Second Home as a Retiree
                        
                    
- 
                        Using the FHA 203(k) Loan to Renovate Your Home
                        
                    
- 
                        How to Buy a New Home while Selling your Current Home
                        
                    
- 
                        The Impact of Your Credit Score on Interest Rates
                        
                    
- 
                        Understanding When to Lock Your Rate
                        
                    
- 
                        Mortgage Assistance Programs for First-Time Buyers
                        
                    
- 
                        The Art of Accelerated Mortgage Payoff with a HELOC
                        
                    
- 
                        The Pros and Cons of Biweekly Mortgage Payments
                        
                    
- 
                        Mastering Real Estate: 5 Reasons Why a VA Loan is Your Winning Play
                        
                    
- 
                        7 Things to Know Before Buying Your Dream Vacation Home
                        
                    
- 
                        The Importance of a Good Debt-to-Income Ratio
                        
                    
- 
                        Understanding the Financial Power of Mortgage Points
                        
                    
- 
                        VA Home Loans: Who Qualifies and How They Work
                        
                    
- 
                        Lease-to-Own Agreements: A Unique Path to Homeownership
                        
                    
- 
                        The Power of VA Home Loans: Four Remarkable Advantages
                        
                    
- 
                        Weighing Your Options: 20% Down Payment vs. Mortgage Insurance
                        
                    
- 
                        Funding Home Renovations with a Cash-Out Refinance Loan
                        
                    
- 
                        The Federal Reserve's Role in Shaping Mortgage Rates
                        
                    
- 
                        Bouncing Back Stronger: Overcoming Mortgage Application Rejection
                        
                    
- 
                        Avoiding Common Homebuyer Mistakes in a Seller's Market
                        
                    
- 
                        Unlocking Financial Freedom: A Guide to Refinancing Your Mortgage
                        
                    
- 
                        The Rise of House-Hacking Among Millennials and Gen Z
                        
                    
- 
                        Happy New Year!
                        
                    
- 
                        Getting an Appraisal for Your Vacation Home Loan
                        
                    
- 
                        What Are the Tax Benefits of Homeownership?
                        
                    
- 
                        Warm Wishes for a Merry Christmas!
                        
                    
- 
                        Choosing Between a 5/1 and 7/1 ARM?
                        
                    
- 
                        The Power of Refinancing into a Shorter Term Loan
                        
                    
- 
                        Understanding Mortgage Prepayment Penalties: The Hidden Costs
                        
                    
- 
                        Exploring Interest-Only Mortgages: Benefits and Drawbacks
                        
                    
- 
                        Is Refinancing my Mortgage to Eliminate High-Interest Debt a Smart Move?
                        
                    
- 
                        Financing Your Dream Vacation Home: A No-Nonsense Guide
                        
                    
- 
                        Minimizing the Effect of Job Loss on Your Mortgage
                        
                    
- 
                        Happy Thanksgiving
                        
                    
- 
                        The Top 5 Reasons Fixed-Rate Mortgages Are Your Wealth-Building BFFs
                        
                    
- 
                        How Do I Know Which Home Loan is Right for Me?
                        
                    
- 
                        Does My Age Affect My Mortgage Eligibility?
                        
                    
- 
                        Can I Qualify for a Mortgage While I’m Still Paying for Student Loans?
                        
                    
- 
                        How Will Buying a Vacation Home Affect My Taxes?
                        
                    
- 
                        HELOC Vs. Home Equity Loan: When Does Each Make Sense?
                        
                    
- 
                        Happy Halloween
                        
                    
- 
                        Mortgage Options for Home Remodeling and Renovations
                        
                    
- 
                        Exploring the Idea of Using Your Retirement Savings for a Second Home
                        
                    
- 
                        Mortgage Options for Freelancers and Gig Workers
                        
                    
- 
                        Buying a New or Older Home: Weighing the Pros and Cons
                        
                    
- 
                        How a Refinance Loan Can Help You Save in Today’s Economy
                        
                    
- 
                        Navigating Mortgage Opportunities for Veterans and Service Members
                        
                    
- 
                        How to Use Gift Funds for Your Down Payment
                        
                    
- 
                        Cracking the Code to Financial Freedom: Bi-Weekly Mortgage Payments
                        
                    
- 
                        What is Amortization and How Does It Affect My Equity?
                        
                    
- 
                        Navigating Your Home Loan Journey: Choosing the Right Mortgage Term
                        
                    
- 
                        Repayment Options for VA Loans
                        
                    
- 
                        8 Ways to Identify a Mortgage Scam and Protect Yourself
                        
                    
- 
                        Understanding Debt-to-Income Ratio
                        
                    
- 
                        How to Avoid Private Mortgage Insurance (PMI)
                        
                    
- 
                        We will Always Remember those who died on September 11th, 2001
                        
                    
- 
                        Renting vs. Buying: The Great Housing Debate
                        
                    
- 
                        How to Save for a Down Payment: 9 Tips for First-Time Homebuyers
                        
                    
- 
                        The Benefits of Homeownership: Beyond Financial Gains
                        
                    
- 
                        Do VA Entitlements Ever Expire?
                        
                    
- 
                        How To Handle Your Mortgage In a Divorce
                        
                    
- 
                        Get a Mortgage even if You Just Started a New Job
                        
                    
- 
                        How To Refinance into a VA Loan
                        
                    
- 
                        Does the VA Offer Reverse Mortgages?
                        
                    
- 
                        How to Read a Closing Disclosure, Page By Page
                        
                    
- 
                        How Do VA Loan Rates Compare to Other Loans?
                        
                    
- 
                        What To Do After Your Mortgage Closes
                        
                    
- 
                        Understanding the Differences between Second Homes and Investment Properties
                        
                    
- 
                        What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?
                        
                    
- 
                        6 Mistakes that Home Buyers Should Avoid
                        
                    
- 
                        How Often Do Mortgage Rates Change?
                        
                    
- 
                        How to Start the Process of Buying a Home
                        
                    
- 
                        Can Manual Underwriting Help You Get Approved for a Mortgage?
                        
                    
- 
                        How To Save As Much Money as Possible When Buying a House
                        
                    
- 
                        Most Popular Home Renovations Do Not Provide a Great ROI
                        
                    
- 
                        Happy Independence Day!
                        
                    
- 
                        The Pros and Cons of a 40-Year Mortgage
                        
                    
- 
                        How does a HELOC work?
                        
                    
- 
                        Can I Get a VA Loan After Leaving Military Service?
                        
                    
- 
                        Weighing the Options: Vacation Home or First Mortgage Payoff?
                        
                    
- 
                        Buying a Short Sale: Everything You Need to Know
                        
                    
- 
                        Making Sense of Today's Interest Rates
                        
                    
- 
                        Can My Lender Sell My Mortgage?
                        
                    
- 
                        Should I Consolidate My Debts with a Mortgage Refinance Loan?
                        
                    
- 
                        When Is a Mortgage Prequalification Helpful?
                        
                    
- 
                        Understanding Mortgage Loan Origination Fees
                        
                    
- 
                        What is a No Fee Mortgage?
                        
                    
- 
                        How to Improve Your Credit to Get a Better Mortgage Deal
                        
                    
- 
                        How Many Mortgages Can I Have at One Time?
                        
                    
- 
                        Do I Have to Pay Private Mortgage Insurance?
                        
                    
- 
                        Mortgage Bankers and Brokers: What’s the Difference?
                        
                    
- 
                        Is a Conforming Loan the Same as a Conventional Loan?
                        
                    
- 
                        3 Reasons a Government-Insured Mortgage Might Be Your Best Option
                        
                    
- 
                        Why Is My Mortgage Escrow Account Sending Me a Check?
                        
                    
- 
                        What Happens When a Title Search Uncovers a Problem?
                        
                    
- 
                        What Is a Convertible Adjustable-Rate Mortgage?
                        
                    
- 
                        What is a Refinance Break-Even Point?
                        
                    
- 
                        What is an Assumable Mortgage?
                        
                    
- 
                        What is Mortgage PITI?
                        
                    
- 
                        What do Appraisers Consider When Valuing a House?
                        
                    
- 
                        Should You Stay in Your Home Or Rent in Retirement?
                        
                    
- 
                        Should You Help Your Kids Pay for Their Mortgage?
                        
                    
- 
                        How to Buy a Vacation Home in 5 Steps
                        
                    
- 
                        What is Cash to Close?
                        
                    
- 
                        5 Questions about FHA Loans
                        
                    
- 
                        What is a Loan Estimate?
                        
                    
- 
                        Adjustable-Rate Mortgages – The Most Frequently Asked Questions
                        
                    
- 
                        What Fees are Included in Mortgage Closing Costs?
                        
                    
- 
                        Can I Use a Home Equity Loan to Buy a Vacation Home?
                        
                    
- 
                        How To Beat High Inflation with a Home Purchase
                        
                    
- 
                        More Space: Buying a Bigger Home vs. Expanding
                        
                    
- 
                        How Long Does a Mortgage Pre-Approval Last?
                        
                    
- 
                        5 Common Misconceptions That Keep You from A Perfect Credit Score
                        
                    
- 
                        5 Things Every First-Time Buyer Needs to Know
                        
                    
- 
                        Should You Make a 20% Down Payment?
                        
                    
- 
                        Happy Valentine's Day
                        
                    
- 
                        How To View a Home Purchase: Home-Sweet-Home or Investment?
                        
                    
- 
                        10 Important Facts About VA Loans
                        
                    
- 
                        Tax Refund Season Means Help for Homeownership
                        
                    
- 
                        Buying a Vacation Home or Investing in a Timeshare?
                        
                    
- 
                        Need Help with a Down Payment? A HomeReady Mortgage Might Be Right for You
                        
                    
- 
                        What is the Difference Between a Mortgage Interest Rate and the APR?
                        
                    
- 
                        2023 Conforming Loan Limits Jump $79,000, Giving Borrowers Plenty of Mortgage Options
                        
                    
- 
                        Your Mortgage Closing Checklist
                        
                    
- 
                        Can I Build a House with a VA Loan?
                        
                    
- 
                        Choosing the Best Type of Refinance Loan
                        
                    
- 
                        What is a Debt-To-Income Ratio and Why Does it Matter?
                        
                    
- 
                        Home Buying in 2023 – What to Expect
                        
                    
- 
                        Happy New Year 2023
                        
                    
- 
                        6 Ways to Know You Are Ready to Be a Home Buyer
                        
                    
- 
                        Don’t Make These 7 Home Buyer Mistakes
                        
                    
- 
                        Merry Christmas
                        
                    
- 
                        How To Avoid Being House Poor
                        
                    
- 
                        How to Qualify for a Jumbo VA Loan
                        
                    
- 
                        How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income
                        
                    
- 
                        Understanding Non-Owner-Occupied Mortgages
                        
                    
- 
                        The Ultimate Mortgage Pre-Approval Document Checklist
                        
                    
- 
                        There are Lots of Reasons to Refinance Your Home
                        
                    
- 
                        Can’t Quite Afford a House Yet? Consider a Co-Borrower
                        
                    
- 
                        Happy Thanksgiving
                        
                    
- 
                        Disputing Your Property Tax Assessment Can Save You Money
                        
                    
- 
                        8 Things You May Not Know About VA Loans
                        
                    
- 
                        5 Crucial Questions to Ask When Buying a Condo
                        
                    
- 
                        Happy Veterans Day to All Veterans
                        
                    
- 
                        What Documents Do I Need to Apply for a VA Loan?
                        
                    
- 
                        5 Questions to Ask Yourself Before Buying a Vacation Home
                        
                    
- 
                        Understanding Seller Concessions
                        
                    
- 
                        Is a 15-Year Fixed-Rate Mortgage Right for Me?
                        
                    
- 
                        Happy Halloween 2022!
                        
                    
- 
                        Can I Still Get a VA Home Loan If I’ve Had a Bankruptcy?
                        
                    
- 
                        Should I Refinance My ARM Loan to a Fixed-Rate Mortgage?
                        
                    
- 
                        Home Buying Options for Teachers
                        
                    
- 
                        What The Latest Fed Rate Hike Means for Mortgages
                        
                    
- 
                        What's the difference between a Home Equity Loan and a Home Equity Line of Credit
                        
                    
- 
                        HUD Homes - Another Option for Buyers and Investors
                        
                    
- 
                        Does My Credit Score Affect How Much I Pay in Private Mortgage Insurance?
                        
                    
- 
                        What Tax Deductions are Available to Homeowners?
                        
                    
- 
                        Should I Buy a Home Now or Continue Renting?
                        
                    
- 
                        An Excellent Credit Score can Save you Big Money
                        
                    
- 
                        Understanding LTV Ratios
                        
                    
- 
                        Don't Let Rates keep you from Buying or Selling
                        
                    
- 
                        Is It Possible to Refinance a VA Loan?
                        
                    
- 
                        How A Bridge Loan Can Help You Build a New Home
                        
                    
- 
                        What is the Difference Between Conventional and FHA Appraisals?
                        
                    
- 
                        Buying a Vacation Home: A Quick Guide
                        
                    
- 
                        Applying for a VA Loan: What is a Statement of Service?
                        
                    
- 
                        Will Getting a Mortgage Help My Credit Score?
                        
                    
- 
                        On-Time Rent Payments Can Now Help You Qualify for a Home Loan
                        
                    
- 
                        Answers to the Most Frequently Asked Jumbo Loan Questions
                        
                    
- 
                        Prepayment Penalties: Can I Pay Off My Mortgage Early?
                        
                    
- 
                        Your Mortgage Application Document Checklist
                        
                    
- 
                        A First-Time Buyer’s Guide to Escrow Accounts
                        
                    
- 
                        The Top 7 Mortgage FAQs of First-Time Buyers
                        
                    
- 
                        Can I Buy a House While Changing Jobs?
                        
                    
- 
                        FHA Loans: the 9 Most Frequently Asked Questions
                        
                    
- 
                        How Much Money Do I Need to Save Before I Buy a House?
                        
                    
- 
                        A Renovation Loan Could Help You Beat the Housing Market
                        
                    
- 
                        Is A Reverse Mortgage a Good Way to Pay for Long-term Care?
                        
                    
- 
                        6 Ways to Save Money on Your Next Mortgage
                        
                    
- 
                        Which Credit Score Will My Mortgage Lender Use?
                        
                    
- 
                        How Soon After Buying Can I Refinance the Mortgage of My Second Home?
                        
                    
- 
                        Can I Get a Mortgage for a Manufactured Home?
                        
                    
- 
                        Is Now a Good Time to Buy a Vacation Home?
                        
                    
- 
                        Happy Independence Day
                        
                    
- 
                        Can I Get A No-Money-Down Loan in Today’s Market?
                        
                    
- 
                        What Does It Take to Get an Investment Property Loan?
                        
                    
- 
                        How A Piggyback Loan Could Help You Avoid PMI
                        
                    
- 
                        The Do’s and Don’ts  of Buying A Vacation Home
                        
                    
- 
                        Can I Buy a Home with Cryptocurrency?
                        
                    
- 
                        Combat Rising Inflation on Your Debt with a Refinance Loan
                        
                    
- 
                        Understanding VA Mortgage Loan Fees
                        
                    
- 
                        Programs and Grants to Help First-Time Home Buyers
                        
                    
- 
                        How to Obtain a Certificate of Eligibility for a VA Loan
                        
                    
- 
                        7 Essential Home Buying Questions
                        
                    
- 
                        We Remember our Fallen Soldiers this Memorial Day
                        
                    
- 
                        4 Common Reasons VA Loans are Denied
                        
                    
- 
                        How to Avoid 3 Common Mortgage Scams
                        
                    
- 
                        Why do Rates vary from Lender to Lender?
                        
                    
- 
                        What is a Drive-By Appraisal?
                        
                    
- 
                        How Many Types of VA Loans Are There?
                        
                    
- 
                        Home Equity Vs. Cash-Out Refinance Loans
                        
                    
- 
                        How Many VA Home Loans Can You Have?
                        
                    
- 
                        Can You Afford a Second Home?
                        
                    
- 
                        How to Use a Mortgage Calculator
                        
                    
- 
                        What if Rates Rise while my House is Under Contract?
                        
                    
- 
                        How Long Does a Mortgage Refinance Take?
                        
                    
- 
                        Your AirBnB Income Can Help You Refinance Your Mortgage
                        
                    
- 
                        4 Steps You Can Take When You Can’t Afford Your Mortgage Payments
                        
                    
- 
                        How to Make Your VA Loan Competitive in a Hot Market
                        
                    
- 
                        How to Refinance Your Vacation Home
                        
                    
- 
                        What’s the Difference Between the Sales Price and Appraised Value of a Home?
                        
                    
- 
                        Can You Get a Mortgage for a Cabin Purchase?
                        
                    
- 
                        Can You Afford a Second Home?
                        
                    
- 
                        The Most Important Do’s and Don’ts of Getting a Mortgage
                        
                    
- 
                        What You Need to Know About FHA Loans in 2022
                        
                    
- 
                        Will a HELOC Affect Your Credit Score?
                        
                    
- 
                        Can You Get a Loan to Buy an AirBnB?
                        
                    
- 
                        What an 18% Jump in 2022 Conforming Loan Limits Means for Me
                        
                    
- 
                        How Long Should You Keep Your Mortgage Papers?
                        
                    
- 
                        One Extra Mortgage Payment a Year Can Add Up to Big Savings
                        
                    
- 
                        Who Owns My House: Me or My Mortgage Lender?
                        
                    
- 
                        5 Reasons You Might Want a Non-Conforming Mortgage Loan
                        
                    
- 
                        Creative Ways to Avoid Paying Closing Costs
                        
                    
- 
                        5 Questions Unmarried Couples Should Ask before Buying a Home
                        
                    
- 
                        Should I Do a Cash-out Refinance on My Rental Property?
                        
                    
- 
                        7 Tips for Second-Time Home Buyers
                        
                    
- 
                        Is the Market Headed towards 3-D Printed Homes?
                        
                    
- 
                        Merry Christmas and Happy New Year
                        
                    
- 
                        What Are Mortgage Origination Fees?
                        
                    
- 
                        Buying a Home with help from Family
                        
                    
- 
                        What does Homeowners Insurance Cover?
                        
                    
- 
                        Happy Thanksgiving
                        
                    
- 
                        Should I Ever Consider a Balloon Mortgage?
                        
                    
- 
                        What is a Mortgage Contingency?
                        
                    
- 
                        How to Prepare Your Home for an Appraisal
                        
                    
- 
                        Happy Halloween
                        
                    
- 
                        Americans Home Equity is at a Record High
                        
                    
- 
                        How to Get Past First-Time Home Buyer Anxiety
                        
                    
- 
                        4 Other Ways to Save Without Refinancing
                        
                    
- 
                        Who Will I Work with in the Home Buying Process?
                        
                    
- 
                        Fannie Now Accepts Timely Rent Payments as Credit Background
                        
                    
- 
                        What is an eClosing?
                        
                    
- 
                        4 Things to Know Before Getting a Reverse Mortgage
                        
                    
- 
                        Is Buying a House with an HOA a Good Idea?
                        
                    
- 
                        Should I Get a Conventional or FHA Loan?
                        
                    
- 
                        Fannie, Freddie, and Ginnie and What Do They Have to Do With My Mortgage?
                        
                    
- 
                        This New Mortgage Rule Could Save You from Foreclosure
                        
                    
- 
                        How to Get a Mortgage Without a Credit Score
                        
                    
- 
                        How Big Credit Card Purchases Can Hurt Your Mortgage Terms
                        
                    
- 
                        Should I Buy, Build, or Renovate as a First-Time Home Buyer?
                        
                    
- 
                        Can Refinancing Hurt My Credit Score?
                        
                    
- 
                        Will My Mortgage Payment Increase Over Time?
                        
                    
- 
                        What’s the Difference Between a Home Appraisal and Inspection?
                        
                    
- 
                        What to Do if the Appraisal Comes in Low
                        
                    
- 
                        How to Protect Your Information When Applying for a Mortgage Online
                        
                    
- 
                        How to Avoid Delays in Your Home Buying Process
                        
                    
- 
                        Can I a Buy a Home with Bad Credit?
                        
                    
- 
                        How to Refinance After a Mortgage Forbearance
                        
                    
- 
                        Should I Stay with my Current Lender when I Refinance?
                        
                    
- 
                        5 Questions to Ask Yourself Before Applying for a Mortgage
                        
                    
- 
                        What is the Best Way to Pay for Home Renovations?
                        
                    
- 
                        Condo or Townhouse - Does it Matter?
                        
                    
- 
                        There are LOTS of Reasons why You Might Want to Refinance
                        
                    
- 
                        How Mortgages Are Affected by Property Use
                        
                    
- 
                        Should I Buy a New or Existing Home?
                        
                    
- 
                        What Loan Options are Available for Rental Properties?
                        
                    
- 
                        How to Apply for a Mortgage Online
                        
                    
- 
                        Why does Buying a Home require so much Insurance?
                        
                    
- 
                        Mortgage Rates are Seasonal and Other Secrets
                        
                    
- 
                        Time to Take Advantage of the Commercial Real Estate Market
                        
                    
- 
                        Can you a Buy a Home with Bad Credit?
                        
                    
- 
                        Two New Rules That Could Make Getting a Home Loan Easier
                        
                    
- 
                        The Little-known Mortgage That Doesn’t Require a Down Payment
                        
                    
- 
                        What’s the Difference Between a Jumbo and a Super Conforming Loan?
                        
                    
- 
                        6 Tips for Saving a Down Payment as a Renter
                        
                    
- 
                        Why ARM Loans Don’t Make Much Sense Right Now
                        
                    
- 
                        4 Predictions for the 2021 Mortgage Market
                        
                    
- 
                        Mortgage Lingo 101
                        
                    
- 
                        Should I Pay Mortgage Taxes and Insurance on My Own?
                        
                    
- 
                        Questions to Ask Your Mortgage Lender
                        
                    
- 
                        How Much of My Income Should Go to My Mortgage?
                        
                    
- 
                        Is My Credit Score Good Enough for a Mortgage?
                        
                    
- 
                        Happy Thanksgiving
                        
                    
- 
                        How the Eviction Moratorium Affects Landlords and Their Mortgages
                        
                    
- 
                        Is It Possible to Escape Refinance Closing Costs?
                        
                    
- 
                        Should I Pay Off My Mortgage with My 401(k)?
                        
                    
- 
                        Happy Halloween
                        
                    
- 
                        Should I Pay Off Student Loans with a Home Refinance?
                        
                    
- 
                        How Often Can I Refinance?
                        
                    
- 
                        How to Get a Small Dollar Mortgage Loan
                        
                    
- 
                        Why This Fall Might Be the Best Time to Buy a House
                        
                    
- 
                        Is Now the Right Time to Buy Your First Home?
                        
                    
- 
                        How the New Fed Policy Will Affect Your Mortgage Rates
                        
                    
- 
                        The Little-known Mortgage That Doesn’t Require a Down Payment
                        
                    
- 
                        Why a Mortgage is Good Debt
                        
                    
- 
                        Should I Refinance into a 15-year Mortgage Now?
                        
                    
- 
                        How Bad Is It to Miss a Mortgage Payment?
                        
                    
- 
                        Do You Have Enough Money to Buy a House?
                        
                    
- 
                        How are Mortgage Interests Rate Determined?
                        
                    
- 
                        What Happens If I Lose My Job During the Mortgage Process?
                        
                    
- 
                        Should I Prepay My Mortgage?
                        
                    
- 
                        New FICO “Resilience” Credit Score Could Help Borrowers
                        
                    
- 
                        Is Down Payment Assistance Still Available During COVID-19?
                        
                    
- 
                        Buying a First Home in an Expensive Area
                        
                    
- 
                        7 Tips to Improve Your Credit Before Applying for a Mortgage
                        
                    
- 
                        What is an ARM loan?
                        
                    
- 
                        You Can You Still Get a Home Loan with Tighter Standards
                        
                    
- 
                        Understanding Mortgage-related Insurance
                        
                    
- 
                        FHFA: Borrowers in Forbearance CAN Refinance
                        
                    
- 
                        Is Now a Good Time for a Reverse Mortgage?
                        
                    
- 
                        The COVID-19 Housing Market is Better than the Great Recession Market
                        
                    
- 
                        How Long Does a Pre-Approval Letter Last?
                        
                    
- 
                        4 Refinancing Mistakes to Avoid
                        
                    
- 
                        What You Need to Know About Mortgage Forbearance
                        
                    
- 
                        How To Get Help If You Can’t Pay Your Mortgage
                        
                    
- 
                        How to Buy a Home During COVID-19
                        
                    
- 
                        The Best Home Loans for Buying a Fixer-Upper
                        
                    
- 
                        Can a Higher Interest Rate Actually be a Better Choice?
                        
                    
- 
                        How Can I Qualify for a Home Equity Loan?
                        
                    
- 
                        Will an Employment Gap Hurt My Chances for Mortgage Approval?
                        
                    
- 
                        5 Strategies for Paying Your Mortgage Off Early
                        
                    
- 
                        What Does It Take to Refinance a Jumbo Loan?
                        
                    
- 
                        Is Applying for Mortgage Online a Good Idea?
                        
                    
- 
                        Should You Buy a Second Home as Your First Home?
                        
                    
- 
                        5 Strategies for Paying Your Mortgage Off Early
                        
                    
- 
                        Why NOT to Pay Off Your Mortgage Early
                        
                    
- 
                        4 Reasons Why You Should Refinance NOW
                        
                    
- 
                        What Costs Can I Expect as a Home Seller?
                        
                    
- 
                        How to Pay for Your Home Improvement Project
                        
                    
- 
                        3 Things Lenders Don’t Want to See on Your Bank Statements
                        
                    
- 
                        Merry Christmas and a Happy New Year
                        
                    
- 
                        What Fees Are Included in My Monthly Mortgage Payment?
                        
                    
- 
                        6 Tips to Get a Rock-Bottom Home Loan Payment
                        
                    
- 
                        How to Cancel FHA Mortgage Insurance
                        
                    
- 
                        How to Make the Most of a Home Inspection Before You Buy
                        
                    
- 
                        Happy Thanksgiving
                        
                    
- 
                        4 Common Mortgage Refinancing Myths
                        
                    
- 
                        6 Homebuying Mistakes to Avoid
                        
                    
- 
                        Happy Halloween
                        
                    
- 
                        Jumbo Loans for Veterans
                        
                    
- 
                        6 Reasons to Become a Homeowner
                        
                    
- 
                        Don’t Move Out Before You Sell
                        
                    
- 
                        Is a Bigger Down Payment Always Better?
                        
                    
- 
                        Can I Get a Mortgage Without a Credit Score?
                        
                    
- 
                        9/11 A Day We Will Never Forget
                        
                    
- 
                        How Does the Stock Market Affect Mortgage Rates?
                        
                    
- 
                        What is the CHOICERenovation Mortgage?
                        
                    
- 
                        How To Consolidate Debt with a Refinance Loan
                        
                    
- 
                        Should you Buy an Investment Property?
                        
                    
- 
                        How to Avoid Wire Fraud at Mortgage Closing
                        
                    
- 
                        What’s More Important: Lower Home Prices or Mortgage Rates?
                        
                    
- 
                        What is a Mortgage Servicer?
                        
                    
- 
                        Energy Efficient Mortgage Program
                        
                    
- 
                        What is a Loan-to-Value Ratio?
                        
                    
- 
                        Happy 4th of July
                        
                    
- 
                        Can I Refinance Without Closing Costs?
                        
                    
- 
                        5 Tips for Buying an Investment Property in Washington
                        
                    
- 
                        How Do I Get Rid of Private Mortgage Insurance?
                        
                    
- 
                        Benefits to Mortgage Debt
                        
                    
- 
                        What is a Physician Loan?
                        
                    
- 
                        4 Loan Programs With Zero-Down Payment
                        
                    
- 
                        The Essential Pre-Home Search Step
                        
                    
- 
                        What is Mortgage Amortization?
                        
                    
- 
                        4 Things to Understand About Credit Scores Before Applying for a Mortgage
                        
                    
- 
                        How to Build Home Equity
                        
                    
- 
                        How to Calculate Your Debt-to-Income Ratio
                        
                    
- 
                        Can I Qualify for Down Payment Assistance?
                        
                    
- 
                        What is a 5/5 ARM?
                        
                    
- 
                        5 Ways to Save Money on Your Mortgage
                        
                    
- 
                        Best Time of the Year to Buy a Home
                        
                    
- 
                        5 Things to Do After Your Mortgage Closes
                        
                    
- 
                        How Does My Credit Score Affect My Mortgage Rate?
                        
                    
- 
                        How Long after Bankruptcy should I wait before Applying for a Mortgage?
                        
                    
- 
                        Should I Choose a Cash-Out Refi or HELOC?
                        
                    
- 
                        What is the Right Mortgage for Buying a Fixer-Upper?
                        
                    
- 
                        What Are Mortgage Points?
                        
                    
- 
                        Why Do Mortgage Rates Go Up and Down?
                        
                    
- 
                        3 Things You Need to Know About ARM Loans
                        
                    
- 
                        First-time Homebuyers should avoid these 5 Mistakes
                        
                    
- 
                        Interest Rate vs. APR
                        
                    
- 
                        The Ins and Outs of a Down Payment
                        
                    
- 
                        Home Equity Loan vs. HELOC
                        
                    
- 
                        Happy Holidays from First Choice Mortgage Co.
                        
                    
- 
                        Everything You Need To Know About Prepayment Penalties
                        
                    
- 
                        Should I Pay Off My Mortgage Before Retirement?
                        
                    
- 
                        4 Documents You Need for Mortgage Pre-approval
                        
                    
- 
                        Happy Thanksgiving from First Choice Mortgage Co.
                        
                    
- 
                        Jumbo Loan Basics
                        
                    
- 
                        30-year Mortgages vs. 15-Year Mortgages
                        
                    
- 
                        What is a Reverse Mortgage?
                        
                    
- 
                        How to Get a Low Interest Rate on a HELOC
                        
                    
- 
                        How to Qualify for a Mortgage When Your Income Isn’t Steady
                        
                    
- 
                        6 Facts about Private Mortgage Insurance
                        
                    
- 
                        Should I Roll My Student Loans into My Mortgage?
                        
                    
- 
                        Should I Make a Biweekly Mortgage Payment?
                        
                    
- 
                        What is a Piggyback Mortgage?
                        
                    
- 
                        The Ins and Outs of a Home Equity Line of Credit
                        
                    
- 
                        Home Buying Help: What is Escrow?
                        
                    
- 
                        What Are Closing Costs?
                        
                    
- 
                        Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?
                        
                    
- 
                        How Much House Can I Afford?
                        
                    
- 
                        The Top 4 Reasons You Should Get a VA Loan
                        
                    
- 
                        Can I Qualify for an FHA Loan?
                        
                    
- 
                        Should I Pay Mortgage Points?
                        
                    
- 
                        What is the Difference Between FHA loans and Conventional Mortgages?
                        
                    
- 
                        Happy Independence Day 2018!
                        
                    
- 
                        What is the Difference Between Pre-approval and Pre-qualification?
                        
                    
- 
                        4 Things Every Borrower Needs to Know About Mortgage Brokers
                        
                    
- 
                        Should I Rent or Buy?
                        
                    
- 
                        4 Reasons You Don’t Want to Pay PMI